Social Security Disability
Veteran's Benefits
Insurance Based Disability
(Non Social Security, ERISA)
Defining permanent disabilities
Permanent disability refers to the continued debilitating nature of your injury once your doctor has determined you have fully recovered. You may be eligible for permanent disability benefits if you have not made a complete recovery from your injury once it has stabilized.

Permanent disability does not describe a single degree of disability, but varying degrees of disability. For example, if you have permanently disabled your arms, your doctor will determine the percentage of permanent disability based upon the American Medical Associations standards. If your arm is determined to be 50% disabled you will receive compensation benefits based upon this evaluation. To receive full benefits you must be evaluated at 100% disabled.

The insurance company covering your Workers' Compensation benefits will cover reasonable medical care related to the treatment of your permanent disability. If you have sustained an injury that you believe has permanent disabled you it is important to establish this condition with a medical professional using the AMA standard. This standard holds the most weight with insurance companies, Workers' Compensation review boards, and state and federal courts.

For a free evaluation of your Workers' Compensation claim and to determine if you meet your state's eligibility requirements for permanent disability click here.

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